Realised-benefit statement
- Benefits reported as realised: those with accepted evidence (0 flagged items accepted).
- Held as unverified: 0 items, GBP 0.
Financial Intelligence · Expanded Financial Intelligence
Verified Realized-Benefit Tracking
Keep potential savings, approved plans, realised benefits, avoided costs and independently substantiated outcomes apart, prevent double counting, and refuse unsupported…
Demonstration: Wexcombe Insurance Services (fictional) · Insurance. Fictional data and a scripted answer.
The situation
- Organisation
- Wexcombe Insurance Services (fictional)
- Who is asking
- Transformation finance lead
- Industry
- Insurance
- What happened
- The programme office reports savings from a cost-reduction programme, and the CFO wants to know how much is verified in the ledger.
The question asked
Of the savings the programme reports, how much can be shown in the accounts?
What it reads, and who can see the result
- Benefits register registerClaimed saving per initiative and owner.
- General ledger and budget exportActual cost lines by cost centre.
- Reads
- The benefits register and the cost lines of the cost centres named in it.
- Does not read
- Payroll detail of individuals.
- Permission
- Finance read access to the register and ledger.
- Who sees it
- The CFO, the programme director and initiative owners.
Try it
Review each flagged record: confirm it or dismiss it. The totals and the answer below follow your decisions.
| Initiative | Owner | Ledger evidence | Claimed saving (GBP) | Finding | Decision |
|---|---|---|---|---|---|
| Office consolidation | Facilities | Rent line down 214,000 | 214,000 | Matched | None needed |
| Supplier renegotiation | Procurement | Unit prices lower; invoices show it | 96,000 | Matched | None needed |
| Process automation, claims | Operations | Overtime line not lower | 180,000 | Claimed, but the ledger line has not moved | |
| Contractor reduction | IT | Contractor line down; permanent hires up | 150,000 | Cost moved from contractors to employees; net saving unproven | |
| Travel policy | Finance | Travel line down 41,000 | 41,000 | Matched | None needed |
| Printing reduction | Facilities | No ledger line identified | 18,000 | No ledger line to verify it against | |
| Licence rationalisation | IT | Software line down 60,000 | 60,000 | Matched | None needed |
- Flagged
- 3 of 7 · GBP 348,000
- Not verified
- 0 · GBP 0
- Evidence accepted
- 0 · GBP 0
- Undecided
- 3 · GBP 348,000
The answer
Simulated answer. Written for this fictional case, not produced by a live model. Only the figures in it are computed, from what you decided above.
Of 7 claimed benefits, 3 cannot yet be seen in the ledger (GBP 348,000).
Four benefits show up in the cost lines they should reduce [S2]. Three do not: one has no line moving at all, one has moved cost from contractors to staff rather than removing it, and one has no ledger line to check [S1][S2].
You have recorded 0 as not verified (GBP 0) and accepted the evidence for 0 (GBP 0). 3 are undecided. Only benefits you accept would be reported as realised.
Relies on: S1 · Programme benefits registerS2 · Ledger cost lines, year to date
Review and approval
The CFO decides. Approving the verification record sets which benefits may be reported to the board as realised. It does not change the ledger or the programme plan.
Not ready to approve. 3 flagged benefits are still undecided. Confirm or dismiss each one first.
In the product this is a different person with the right permission. Here you play that role to see the rule.
What it produces
Verification trail
- Each benefit names the ledger line it was tested against, or says there is none.
Limits of this example
- Cost lines are affected by many things; a line that fell may not have fallen because of the initiative.
- Verification is a judgement recorded by a person, not an automatic proof.
- This is a scripted demonstration on fictional data. No model was called and no real organisation, person or result is shown.
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